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Credit Repair

Three Things That Do Not Negatively Affect Your Credit Score

There are certain things that you can pay late or not pay at all that will not affect your credit score. Admittedly, there are very few, but here are three of them.

  • You can pay your rent late as often as your landlord will tolerate and it will not appear on your credit report. Even if your landlord sues you, it will only appear on your credit report if he/she gets a collection judgment.
  • Changes in income or assets will not appear on your credit report. If you start paying bills late or stop paying altogether, then the late payment history will appear.
  • Late payments on taxes will only appear on your credit report if a lien is placed on your home or other assets.

In some cases, people are forced into a situation where they can only pay certain bills. It is good to know which ones will not immediately affect their credit, and which of these are simply credit reporting myths. Hopefully, this post will offer some relief for a few readers.  Go here for 5 common issues that WILL lower your credit score.

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