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Credit Repair

Midland Credit Management

Midland Credit Management Inc is a debt collector out of San Diego, California, but consumers across the nation deal with them.  Often, people report being contacted by Midland Credit about debts they supposedly owe to a creditor. Other times, people have discovered the name Midland Credit Mgmt Inc on their credit reports, and they do not know how to handle this. Has this happened to you?  The truth is that there is help for consumers who have had to negotiate with Midland Credit Management Inc.  Simply complete our contact form to speak with a credit consultant about removing Midland Credit from your credit report.

Who Is Midland Credit Management Inc?

Midland Credit is a collection agency that is part of a larger entity called Encore Capital Group. Both Midland Credit Management and Encore Capital Group have affiliates that may be on a consumer’s credit reports, and they include the Ascension Capital Group, Inc., Midland Funding LLC, Midland Funding NCC-2 Corporation, MRC Receivables Corporation and Midland Recovery Corp.

How Can Midland Credit Be Contacted?

Midland Credit Mgmt Inc is located at 8875 Aero Drive, Suite 200 in San Diego, California 92123. It has a toll-free number which is 1-800-265-8825. Those who have an account with Midland Credit can visit www.mcmcollect.com to be taken to the company’s website.

What Does Midland Credit Do?

Midland Credit Management attempts to collect outstanding debts owed to third parties. One way in which collectors do this is to purposefully send collections letters to family members or even other people in the same apartment building with the intent of damaging the person’s reputation. Midland Credit has also been known to send letters that suggest they will take legal action unless a payment is made. It doesn’t matter that it may have already been demonstrated that the debt does not belong to the recipient of the letter.

What Can Consumers Do To Protect Themselves from Midland Credit?

The Fair Credit Reporting Act (FCRA) gives consumers the protection they deserve from these unfair tactics that Midland Credit engages in on a regular basis. If Midland Credit has placed anything inaccurate on a consumer’s credit reports, they can legally dispute these items. If they are receiving telephone calls at work, they can ask them to stop and Midland Credit will be obligated to do so.

Dealing with an aggressive collection agency like Midland Credit Management Inc. can be difficult and consumers may need help. They will receive it just by contacting a credit consultant today to resolve their debt collections issues.


  • http://www.debtconsolidationcare.com/forums/midlandcredit.html
  • http://www.midlandcreditonline.com/