Warning: ob_start(): non-static method sem_seo::ob_google_filter() should not be called statically in /home/creditrepairzoom/public_html/wp-content/plugins/sem-seo/sem-seo.php on line 540
Credit Repair

Credit Repair – Denver (CO)

A bad credit score can keep you from getting a car financed, purchasing a house, even finding a job. Luckily, you can repair your credit report and elevate your scores. You shouldn’t settle for do-it-yourself credit repair. Let a professional handle your credit disputes.

Denver Credit Repair

Here at Credit Repair Zoom, we assist you in finding reputable Denver credit repair professionals that can:

  • Examine your credit history for errors and opportunities.
  • Submit disputes with Transunion, Experian, and/or Equifax.
  • Deliver or refer you for debt management products and services.
  • Make it easier to meet loan company requirements for vehicle or home loans.

Did you know that 80% of credit reports have inaccuracies? Given Denver’s population of 1,188,569, we’re talking about no less than 950,855 discrepancies!

Listed below are the most typical errors that credit repair specialists find:

  • Overdue payments, charge-offs, collections and other negative items that are not yours.
  • Credit limits less than they should be.
  • Accounts entered as settled or anything aside from current if you paid promptly and in full.
  • Debts recorded as unsettled that were part of a bankruptcy.
  • Unfavorable listings older than seven years which should have disappeared from your report already.

Your Denver credit repair agency will even help you verify your debt. Under the FDCPA, you can contest whether a debt is genuine. The debt collector should furnish proof that you owe the debt, and validation that they do indeed have the legal right to collect it.

Failing to give you this information promptly could result in loss of the ability to collect the debt. On top of that, the collector may be obligated to have the debt deleted from your credit file.

Credit Scores in Denver

Are you aware that you can check your credit report at no cost every year? Here’s the site: www.annualcreditreport.com where you can do so. In order to download your credit file through this site, you’ll need to give your social security number, but not payment information.

If you see something abnormal on your credit report, you should probably have a discussion with a credit repair professional in Denver about how to handle it.

Denver Credit Repair

Denver Credit Stats

Take a look at the following Denver credit facts:

  • Credit Rating: 766
  • Credit Rating Rank: 31st
  • Debt Per Person: $26,724
  • Credit Utilization: 70.48%
  • Late Payments: 0.44

Debt verification and pay for delete are great for repairing your credit, but there are other ways to increase your scores. To start with, it is important to reduce your credit utilization. Look to use up only 30% of your borrowing limit. Also, be sure to pay all of your monthly bills when they’re due. Also, you probably shouldn’t get rid of any credit card accounts. Do not submit an application for several new credit lines at one time.

Credit Restoration Services in Denver (CO)

Listed here are a number of the major credit repair agencies in Denver.

  • Consumer Credit Counseling Services, 600 17th St, #St-2800, 80202
  • A-Z Credit Counseling Services LLC, 4610 S Ulster St, 80237
  • Agency Of Credit Control, 2014 S Pontiac Way, 80224
  • Colorado Credit Counseling Service, 1582 S Parker Rd, #111, 80231
  • Consumer Credit Counseling Services, 10065 E Harvard Ave, 80231
  • Credit Management Group Llc, 2000 S Colorado Blvd, #3300, 80222
  • Credit Masters, 1675 Broadway, 80202
  • Credit Services Company Inc, 2750 S Wadsworth Blvd, 80227
  • Dun & Bradstreet – Credit Services- Marketing Services, 7979 E Tufts Ave, #710, 80237
  • Fidelity Credit Services, 1582 S Parker Rd, 80231
  • Integrity Credit Fix Inc, 2525 S Dayton Way, #1108, 80231
  • Integrity Credit Fix Inc, 7777 E Hampden Ave, 80231
  • NCO Credit Services, 1001 S Monaco Pky, 80224
  • Rescue Credit, 4155 E Jewell Ave, 80222
  • Results Credit Restoration, 4340 E Kentucky Ave, 80246
  • Wells Fargo Business Credit Services, 1700 Lincoln St, 80203
  • Community Credit Counseling Services, , 80022
  • Consumer Credit Counseling, 999 18th St, 80202
  • Credit Guard, Incorporated, 951 20th St, 80202

Denver Debt Collector Abuses

There are several offenses that are forbidden by the FDCPA.

Debt collectors must:

  • Only call you between the hours of 8:00 am and 9:00 pm.
  • Identify themselves when they call you.
  • Not threaten you physical harm.
  • Never threaten to damage your reputation.
  • Never tell you they’re going to sue you.
  • Not threaten to get you thrown in jail.

If they are breaking these regulations, you may want to contact an FDCPA attorney in Denver.

To find out more, have a look at: Fair Debt Collection Practices Act.

Below is a list of Denver collection agencies.

  • Account Brokers Inc., 4597 Tejon St, 80211-1563
  • Active Collection Agency, 600 17th St Ste 800N, 80202-5462
  • Agency of Credit Control, Inc., 2014 S Pontiac Way, 80224-2412
  • Asset Acquisition Group,LLC, 3025 S Parker Rd Ste 500, 80014-2911
  • Checkcare Systems of Denver, 7100 Broadway Bldg 2B-PH, 80221-2915
  • Collect America, Ltd., 370 17th St Fl 50, 80202-1370
  • Collection Associates, Inc., 695 S Colorado Blvd Ste 270, 80246-8091
  • Collection Company of America, 7900 E Union Ave Ste 300, 80237
  • Continental Collection Agency, Ltd., 1720 S Bellaire St Ste 550, 80222-4377
  • E Cashflow Systems, LLC, 4600 S Ulster St Fl 7, 80237-2848
  • Fidelity Credit Services Ltd., 1582 S Parker Rd Ste 101, 80231-2715
  • First Revenue Assurance LLC, 4500 Cherry Creek South Dr, 80246-1518
  • FirstChex, 760 Mariposa St, 80204
  • National Account Adjusters, Inc., 7290 Samuel Drive, Suite 200, 80221-2792
  • National Recovery, Inc., 2020 S Oneida St Ste 205, 80224-2449
  • Professional Affiliates Co., Inc., 500 E 84th Ave Ste C6, 80229-5338
  • Professional Asset Mgmt. Group, LLC, 3443 S Galena St Ste 110, 80231-5079
  • Professional Recovery System, LLC., 600 Seventeenth St Ste 2600S, 80202-5405
  • Red River Collection Company, Inc., 6825 E Tennessee Ave Ste 421, 80224-1632
  • WYSE Financial Services, Inc., 3410 South Galena Street, Suite 250, 80231-5580