Warning: ob_start(): non-static method sem_seo::ob_google_filter() should not be called statically in /home/creditrepairzoom/public_html/wp-content/plugins/sem-seo/sem-seo.php on line 540
Credit Repair

Credit Repair – Atlanta (GA)

Credit Repair Atlanta GA

Free Quote!

Are you considering professional credit repair? Atlanta loan applicants have been looking to us to increase their credit scores. We are experts in credit repair for home buyers, car buyers, and people looking for work in Atlanta.

  1. You register for a no cost credit evaluation.
  2. A credit repair professional assesses your credit history for problems that may be damaging your credit scores.
  3. They dispute erroneous items with the credit reporting agencies.
  4. Your credit repair consultant helps you to enhance your credit ratings in various other ways.

Were you aware that 8 out of 10 reports have mistakes? Considering Atlanta’s population of 867,511, that’s at least 694,009 mistakes!

Repairing Credit in Atlanta GA

Credit Repair Atlanta GA

Free Review!

The Fair Credit Reporting Act, also known as the FCRA, requires that credit reporting agencies edit or delete items on your credit history that are incorrect, not complete, or can’t be verified.

In addition, the Fair Credit Reporting Act states that detrimental entries should be kept on your credit history for only seven years, except bankruptcy, which is 10 years.

Debt validation is a highly effective tactic with regards to credit repair in Atlanta.

Debt validation involves insisting that a debt collector proves that they have bought or been given your debt. The FDCPA (Fair Debt Collection Practices Act) provides this authority.

The collector should produce evidence that you owe the debt, and validation that they currently hold the debt.

Failing to present you with these details in a timely manner could mean loss of the ability to collect the debt. On top of that, the collector may be obligated to clear the debt from your credit profile.

Credit Scores in Atlanta

Are you aware that you can check your credit report for free annually from www.annualcreditreport.com?

If the website requires you to provide payment for your credit report, you aren’t in the right place.

Quite often, people see unfamiliar listings on their credit report, such as Atlanta debt collectors. In these cases, it’s better to speak with a credit repair professional in Atlanta.

Atlanta Credit Repair

Atlanta Credit Stats

Have a look at the following Atlanta credit numbers:

  • Credit Score: 727
  • Credit Score Ranking: 114th
  • Debt Per Capita: $25,063
  • Credit Utilization: 66.97%
  • Late Payments: 0.53
Improve Credit Scores Atlanta GA

Free Credit Scores!

There are many other ways to maximize your credit report score.

Let’s look at some of the essential factors:

  • Zero late payments
  • Minimal credit utilization (30%)
  • Only a few opened or closed credit accounts

Credit Counseling in Atlanta, GA

Credit counseling differs from credit repair. Atlanta credit counseling experts help people create a long term solution for eliminating debt and rebuilding credit ratings.

Additionally, credit counseling usually has zero negative effect on your credit ratings.

Choosing The Right Company for Credit Repair in Atlanta

Regrettably, the credit repair field used to be rife with bogus businesses.

Thankfully, there is now legislation to protect people who have unfavorable credit ratings in Atlanta. Specifically, it’s called the Credit Repair Organizations Act (CROA), and it forbids credit repair organizations from charging in advance, putting together fraudulent credit histories, promising unrealistic results, and just misleading consumers.

Credit Restoration Companies: Atlanta (GA)

These are several of the leading credit repair agencies in Atlanta.

  • A & T Mortgage Credit Services Inc, 3105 Washington Rd, 30344
  • Consumer Credit Counseling, 1221 Beach Way SW, 30311
  • Consumer Credit Counseling Service of Greater Atlanta, 100 Edgewood Ave NE, #1800, 30303
  • Credit Solutions, 1170 Peachtree St NE, 30309
  • Creditor Resources Inc, 400 Galleria Pky SE, 30339
  • Dun & Bradstreet – Marketing Services- Credit Services- Receivable Manage, 340 Interstate North Pky SE, 30339
  • Enhanced Credit Solutions, 8737 Dunwoody Pl, 30350
  • Landamerica Credit Services, 2 Concourse Pky NE, #400, 30328
  • Georgia’s Own Credit Union, 575 Morosgo Dr NE, 30324
  • Georgia’s Own Credit Union, 675 W Peachtree St NW, 30308
  • Laye, Sheteria Owner – K and L Credit Services, , 31126
  • Consumer Credit Counseling, , 30369
  • Debt Consolidation-Consumer Credit Counseling Atlanta, 627 Peachtree Center Ave NE, 30303
  • Consumer Credit Counseling, , 30369
  • Consumer Credit Counseling, 417 Augusta Ave SE, 30315
  • Barlow, Wes – Creditor Resources Incorporated, 400 Galleria Pky SE, #1000, 30339
  • Consumer Credit Counseling Service, 3100 Interstate North Cir SE, 30339
  • Consumer Credit Counseling, Candler Rd NE, 30317
  • Consumer Credit Counseling Service, 5591 Peachtree Rd, 30341

Atlanta Debt Collector Abuses

The FDCPA governs the activities of collection agencies in Atlanta and nationwide.

Collection agencies must:

  • Only contact you between the hours of 8:00 am and 9:00 pm.
  • State their name when they contact you.
  • Not threaten you with bodily harm or harm to your name.
  • Not say they’re going to file a lawsuit against you.
  • Not make threats to get you thrown in jail.

If they are breaking these policies, you might want to call an FDCPA attorney in Atlanta.

To learn more, please click: FDCPA.

Check out this list of Atlanta collectors:

  • Barristers Collection Service, Inc., 1201 West Peachtree Street NE Ste 1950, 30309
  • Chase Resource Credit Consultants Inc, PO Box 42197, 30311-0197
  • CHS Collection Services & Blankenship & Associates, 200 Galleria Pkwy SE Ste 780, 30339-5945
  • CRB Service Company, 6065 Roswell Rd NE Ste 440, 30328-4000
  • Financial Asset Management Systems Inc., 4250 Perimeter Park S, Suite 240, 30341-1201
  • First Financial Asset Management, Inc., 230 Peachtree St #1700, 30303
  • G C Services Limited Partnership, 14 Executive Park Dr NE Ste 1405, 30329-2200
  • GlobalTech Collection Services, LLC, 2839 Paces Ferry Rd SE Ste 810, 30339-5770
  • Hays Financial Consulting, LLC, 3343 Peachtree Rd NE Ste 200, 30326-1420
  • HSI Financial Services, LLC, 1000 Cir 75 Pkwy Ste 400, 30339-6051
  • LDG Financial Services, LLC, 4553 Winters Chapel Rd Ste 200, 30360-2772
  • Mann Bracken LLC, 2727 Paces Ferry Road, Ste 1400, One Paces West, 30339-4053
  • Manufacturers Collection Services, Inc., PO Box 720216, 30358-2216
  • National Asset Recovery, Inc., 2880 Dresden Drive, Suite 200, 30341-3920
  • National Credit Systems, Inc., 3800 Camp Creek Pkwy SW Bldg 1800#110, 30331-6247
  • Nations Recovery Center, Inc., 6491 Peachtree Industrial Blvd, 30360-2100
  • OneSource Credit Solutions, Inc., 2727 Paces Ferry Rd SE Ste 1400, One Paces West, 30339-4053
  • PrimeCollect America, 17 Executive Park Dr NE Ste 350, 30329-2251
  • Receivable Management Services, 340 Interstate N. Pky., Suite 200, 30339
  • Receivable Recovery Solutions, LLC, 2781 Windy Ridge Pkwy SE, 30339-3040
  • The Law Offices of Gerald E. Moore & Associates, PC, 2812 Spring Rd SE, 30339-3037
  • The McElroy Tadlock Law Group, 1720 Peachtree St. N.W., #150, 30309-2439
  • Trauner, Cohen & Thomas, 2880 Dresden Dr, 30341-3920
  • United Credit Systems, Inc., 4501 Cir 75 Pkwy, Suite F-6165, 30339-3025
  • Weissman, Nowack, Curry & Wilco, P.C., 3500 Lenox Rd NE, One Alliance Center, 4th Floor, 30326-4228
  • Williams-Williams, W.W.C.C., Inc., 1612 Northeast Expy NE, 30329-2003

Atlanta Credit Repair