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Credit Repair

Credit Repair – Topeka (KS)

Credit Repair Programs Topeka KS

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Credit influences every aspect of modern life. This is why it’s it’s essential to prevent errors from tarnishing your credit history. You don’t have to go with do-it-yourself credit repair when you can have your credit repaired in a prompt and affordable manner.

At Credit Repair Zoom, we assist you in finding highly regarded Topeka credit repair professionals who are ready to begin repairing your credit, from checking for errors to filing disputes to requesting new credit lines.

Were you aware that 8 out of every 10 reports have mistakes? With Topeka’s population of 156,993, that’s about 125,594 discrepancies!

Credit Repair Companies Topeka KS

Free Evaluation!

In accordance with the Fair Credit Reporting Act (FCRA, credit reporting agencies must change or erase details on your credit history that are

  • Incorrect
  • Incomplete
  • Unable to be validated

And additionally, the Fair Credit Reporting Act limits how long negative listings are to be kept on your credit report. The limitation is 7 years, except bankruptcy (10 years).

Are you being bothered by debt collectors? If so, you should be familiar with debt verification. This involves insisting that a collection agency proves that they have been assigned to collect on a debt. The FDCPA (Fair Debt Collection Practices Act) gives you this right. If the collector neglects to provide the necessary documentation within one month, they lose the right to collect on it and must eliminate the collection listing from your credit report.

Credit Scores For Topeka Residents

Do you check your credit report at no cost annually at www.annualcreditreport.com? If you are asked to pay for your credit report, don’t – you’re not in the right place.

Any credit file is often difficult to fully comprehend. That’s why you may want to call up an experienced Topeka credit repair consultant.

Topeka Credit Statistics

Check out these Topeka credit numbers:

  • Credit Score: 764
  • Credit Rating Ranking: 35th
  • Debt Per Person: $24,316
  • Credit Utilization: 74.88%
  • Past due Payments: 0.36

Credit Repair and Counseling Companies: Topeka (KS)

Listed below are some of the top credit repair companies in the area:

  • Housing and Credit Counseling Inc, 1195 SW Buchanan St, 66604
  • Family Life Credit Services, 3300 SW 29th Ter, #2, 66614
  • Creditors Service Bureau Inc, 3410 SW Van Buren St, 66611
  • Consumer Credit Counseling Service, 1195 SW Buchanan St, #101, 66604
  • Consumer Credit Counseling Service, , 66402

Topeka Debt Collector Harassment

Despite the FDCPA, many debt collectors regularly harass consumers and engage in illegal debt collection tactics.

Collectors should:

  • Only phone you between 8:00 am and 9:00 pm.
  • State their name when they call you.
  • Never make threats of bodily harm or destruction of your name.
  • Under no circumstances make threats to sue you.
  • Under no circumstances threaten to throw you in jail.

For more information, check out: FDCPA.

  • Berlin-Wheeler, Inc., 2942 SW Wanamaker Dr # 200, 66614-4135
  • Checkrite of Topeka, 3641 SW Plass Ave Ste 3, 66611
  • Collection Bureau of Kansas, Inc., 3615 SW 29th St, 66614-2055
  • Creditors Service Bureau, Inc., 3410 SW Van Buren St Ste 101, 66611-2258
  • Ogden Check Approval Network, 3615 SW 29th St, 66614