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Credit Repair

Credit Repair – Jackson (MS)

Poor credit can prevent you from getting a car financed, purchasing a house, even finding a job. On the plus side, you can clean up your credit report and increase your scores. Please don’t settle for do-it-yourself credit repair when you can have your credit repaired in a prompt and affordable manner.

>> Get a Credit Repair Quote!

Repairing your credit on your own is a serious headache. Here at Credit Repair Zoom, we put you in touch with honest Jackson credit repair experts that will provide you with a detailed analysis of your credit. They often diagnose credit mistakes that the average consumer may forget about, and they can ensure these problems are erased. If you want an automobile or home loan, many credit repair companies will even put together a lawyer’s recommendation letter for your finance company!

Here are a few types of credit report slip-ups:

  • Negative listings that aren’t your own.
  • Credit limits less than they actually are.
  • Accounts reported as anything besides current if you paid back the debt in full.
  • Debts that are still displayed as unpaid that were included in a bankruptcy filing.
  • Adverse listings older than 7 years which should have been removed from your report.

Are collectors hassling you? If so, you need to know about debt validation. This means demanding that a collector verifies that they have been assigned to collect your debt, and it is your legal right according to FDCPA.

If the collector neglects to respond properly within thirty days, they lose the legal right to collect on it and must get the unpaid debt removed from your credit history.

Pay for delete just isn’t as accepted as it once was, but these deals continue to take place.

  • Ship all correspondence with return receipt required.
  • Offer an amount you can pay immediately.
  • You should make sure that you receive an acceptance letter.
  • Keep track of all correspondence.

Credit Stats in Jackson

The average credit score in Jackson is 701, making it 142nd nationwide. The debt per capita is $25,588 – $1,046 more than the national average. The average Jackson inhabitant has 1.32 active credit lines and 0.68 overdue payments. Jackson residents are only using 67.87% of their available credit.

Credit Repair or Debt Settlement in Jackson?

Many folks confuse debt settlement with credit repair in Jackson. They are completely different options. Credit repair is for disputing the legality of certain items on your credit profile, including delinquent debts. Debt settlement involves bargaining for a lower amount of debt that you indeed owe.

Debt settlement is good for folks that need to become debt free, not turbocharge their credit ratings.

Credit Repair and Counseling Businesses: Jackson (MS)

  • Consumer Credit Counseling Service, 2906 N State St, 39216
  • American Fair Credit Association, 2310 Highway 80 W, 39204
  • Creditfixx, 1991 Lakeland Dr, 39216

Listed below are some of the top collectors in Jackson.

  • Healthcare Financial Services, LLC, 643 Lakeland East Dr, 39232-9099
  • A/R Collections Inc., 4801 N State St Ste 101, 39206-4825
  • Advanced Recovery Systems Inc., 972 High St # 100, 39202
  • Healthcare Financial Services, LLC, 643 Lakeland East Dr, 39232-9099
  • Smith, Rouchon & Associates, Inc., 1456 Ellis Ave, 39204-2204
  • Universal Collection Systems, Inc., 5352 Executive Pl Ste 8, 39206-4114

Repair Credit Jackson MS