Warning: ob_start(): non-static method sem_seo::ob_google_filter() should not be called statically in /home/creditrepairzoom/public_html/wp-content/plugins/sem-seo/sem-seo.php on line 540
Credit Repair

New Jersey Credit Repair (NJ)

Do you want to repair your credit and improve your credit ratings? Repairing your credit is fast, easy, and cost-effective when you use our service.

>> Request a Credit Repair Quote!

Legal Credit Repair For New Jersey Residents: How It Works

Credit Repair in NJ

Get a Quote!

To start, you’ll want to send a copy of your tri-bureau credit report. Then your credit repair professional will closely assess your record for mistakes and strategies to maximize your credit scores, and expertly coordinate any credit agency disputes to get these things taken off your credit report. They are authorities when it comes to making certain inaccuracies like these get removed. A number of the New Jersey credit repair companies we have partnered with can even supply credit counseling.

The FDCPA and Credit Repair in NJ

Since 1978, borrowers have been safeguarded by the FDCPA (Fair Debt Collection Practices Act), which not only defends you from unethical debt collection practices, but also provides you with liberties that are essential for repairing your credit.

Debt validation is a powerful weapon against fraudulent debt collectors in New Jersey. Under the FDCPA, you may question the legitimacy of a debt. If the collection agency does not provide the necessary evidence within 30 days, they lose the ability to collect on it. Better yet, they must have the listing removed from your credit report.

Pay For Delete Agreements in New Jersey

Pay for delete just isn’t as accepted as it was in the past, but these arrangements continue to happen. First of all, be sure that you have the arrangement on paper. Secondly, keep records of all correspondence. Finally, never offer more cash than you’ve got.

Credit Data for New Jersey

Take a look at the following New Jersey credit statistics:

  • Credit Rating: 693
  • Credit Report Inaccuracies: 7,033,515
  • Individuals with Subprime Credit: 2,197,974

Credit Repair in Your Part of New Jersey