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Credit Repair

Credit Repair – Corpus Christi (TX)

Credit Repair Companies Corpus Christi TX

Free Assessment!

Even though average credit score in Corpus Christi is 702, an estimated 20% of the population is thought to have a credit score of 620 or less. Please don’t be satisfied with DIY credit repair when you can work with a trusted expert.

>> Call us for Your Free Consult

What you need is a legitimate solution to credit repair in Corpus Christi, TX. At Credit Repair Zoom, we match you up with highly regarded professionals who can begin improving your credit rating:

  • Identifying Mistakes
  • Submitting Disputes
  • Attempting to Get New Credit

Of the 278,829 residents of Corpus Christi, 80% have inaccuracies on their credit reports. That’s 223,063 people!

Your FDCPA Rights

Founded in 1978, the FDCPA (Fair Debt Collection Practices Act) not only protects you from predatory debt collection agencies, but also gives you liberties that are crucial when it comes to credit repair.

Debt validation has become an effective weapon against dishonest collectors in Corpus Christi. Debt validation, generally known as debt verification, is when you establish whether a collections agency really has bought or been given your debt, and they have to give you a response within a thirty day period.

The collector must supply specific evidence, for example:

  • Evidence that it holds the debt.
  • Validation that you owe the debt.

Failure to supply this data on time could mean loss of the right to collect the debt. At the same time, the debt collector may be obligated to remove the debt from your credit report.

Credit Scores in Corpus Christi

Are you aware that you can see your credit report at no charge each and every year at www.annualcreditreport.com?

The credit reports from this website include things such as your credit accounts, debts, and payment history.

Unfortunately, your credit rating doesn’t get displayed on these free annual credit reports. But if you telephone or email one of our Corpus Christi credit repair specialists, they will provide you with your credit scores. What’s even better, it’s for free!

Repairing Credit Corpus Christi TX

Credit Facts in Corpus Christi

Have a look at the following Corpus Christi credit facts:

  • Credit Score: 702
  • Credit Score Ranking: 141st
  • Debt Per Person: $24,289
  • Credit Utilization: 69.72%
  • Late Payments: 0.61

Credit Repair vs Debt Settlement in Corpus Christi

Are you trying to figure out which solution would be most beneficial for you, credit repair or debt settlement in Corpus Christi? They are completely different solutions. Credit repair is for disputing the legality of specific things on your credit report, such as outstanding debts. Debt settlement is for negotiating a decrease in your debts. Debt settlement works best for individuals who are trying to get out of credit card debt, not improve their credit ratings.

Credit Restoration Agencies: Corpus Christi (TX)

These are a handful of the prominent credit repair companies in the area.

  • Christian Credit Counseling, 5262 S Staples St, #300, 78411
  • Pacific Credit Corporation, 3765 S Alameda St, 78411
  • Unique Credit Services, 555 S Shoreline Blvd, 78401
  • CC Credit Solutions, 6601 Everhart Rd, 78413
  • Consumer Credit Counseling Service Of South Texas, 1706 S Padre Island Dr, 78416

Let’s consider a number of the leading debt collectors in the area:

  • Check Plus Systems L.P., 606 N Carancahua St Fl 12, 78476-1702
  • CheckRite of Corpus Christi, 6000 S Padre Island Dr., Suite 210, 78412-3919
  • Revenue Security Services, 606 N Carancahua St Ste 1210, 78476-1712

Repair Credit Corpus Christi TX