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Credit Repair

Credit Repair – Houston (TX)

Credit Repair Programs Houston TX

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Legal Credit Repair in Houston (TX): The Process

  1. You register for a no cost credit assessment.
  2. A trained credit repair specialist analyzes your credit report for things that may be harming your credit.
  3. They file disputes against invalid items with the credit agencies.
  4. You work with your Houston credit repair firm to increase your credit score in other ways, like consumer credit counseling, cost management, and establishing new lines of credit.

The Need for Debt Validation in Houston

Your Houston credit repair business may even help you verify your debt. This involves challenging whether a debt is legal.

The collector has to furnish proof that you owe the debt, and proof that they presently have the right to collect it.

Failure to provide you with this information promptly could mean loss of the ability to collect the debt. At the same time, the debt collector might be required to clear the debt from your credit profile.

PFD Letters in Houston

Pay for delete is less common than it was formerly, but these arrangements still happen.

For instance, credit card debts that are over the statute of limitations may remain on your credit file for several years, even though you don’t have to repay the credit card. Given that the statute of limitations has run out, they might admit a PFD contract. When it comes to pay for delete, you should abide by these rules of thumb:

  • Post all letters with return receipt required.
  • Do not offer more than is within your budget.
  • Be certain to get an approval letter.
  • Make a record of all correspondence.

Credit Data: Houston

Check out these Houston credit figures:

  • Credit Score: 724
  • Credit Score Ranking: 117th
  • Debt Per Capita: $25,389
  • Utilization of Credit: 70.45%
  • Late Payments: 0.52

Restoring Your Credit Ratings in Houston

Specialized methods like debt validation and pay for delete ways to repair your credit, but there are other ways to improve your score. First off, it is important to lower your credit card usage. Try and expend not more than 30% of your borrowing limit. The second thing is, make all of your payments on-time. Do not terminate any credit cards. Last of all, you don’t want to request multiple new credit cards at once.

Identifying Credit Repair Scams in Houston

According to the Credit Repair Organizations Act, best known as the CROA, your Houston credit repair provider cannot:

  • Charge a fee upfront.
  • Guarantee the elimination of negative things on your credit history.
  • Have you utilize a new social security number to apply for credit.

Credit Repair Agencies in Houston, TX

Below is a list of Houston credit repair agencies.

  • 180 Credit Repair, 15255 Gulf Freeway Frontage Rd, 77034
  • Aaa Credit Services, 17041 El Camino Real, 77058
  • Consumer Credit Counseling Services, 11550 Fuqua St, #350, 77034
  • Consumer Credit Counseling Services, 12605 East Fwy, #500, 77015
  • Consumer Credit Counseling Services, 12605 E Freeway Service Rd #500, 77015
  • Credit Debt & Identity Theft Resolutn Center of Amrca, 10235 W Little York Rd, 77040
  • Credit Repair, 1214 Blue Bell Rd, 77038
  • Credit Restoration Clinic Company, 11500 Northwest Fwy, 77092
  • Serenity Credit Services, 525 N Sam Houston Pky E, 77060
  • Consumer Credit Consultants, 9777 Harwin Dr, #320, 77036
  • Credit Rewind, 7457 Harwin Dr, #301, 77036
  • Dignity Credit Services, 9894 Bissonnet St, 77036
  • Repair Credit Report, 1323 Aldine Mail Rd, 77039
  • National Credit Organization, 10101 Southwest Fwy, #400, 77074
  • Consumer Credit Counseling, , 77079
  • Credit Results USA, 6666 Harwin Dr, #300, 77036
  • Credit Strategies LLC, 14780 Memorial Dr, #202, 77079
  • Debt Consolidation-Consumer Credit Counseling Houston, 8271 Norfolk St, 77027
  • Carmela’s Credit Repair, , 77079
  • Cicreditrepair, 15211 Park Row, 77084
  • Credit Repair Express, 2401 Westridge St, 77054
  • UNITED CREDIT REPAIR, 8707 Richmond Ave, 77063
  • FINANCIAL SOLUTIONS CREDIT REPAIR, 723 Main St, 77002
  • Financial Destination Inc Free Credit Repair, , 77079
  • Houston Credit Repair, 7941 Katy Fwy, #401b, 77024
  • Consumer Credit Counseling, , 77079
  • Credit-Today.com, 7941 Katy Fwy, #401, 77024
  • Consumer Credit Counseling, , 77079
  • Consumer Credit Counseling, , 77079
  • Credit Repair, 14207 State Highway 249, 77086
  • Consumer Credit Counseling, , 77079
  • Consumer Credit Counseling, , 77079
  • AAA Credit Screening Service, 17041 El Camino Real, #102, 77058
  • New Clarity Credit Repair, 12406 Silversmine Dr, 77014
  • Csc Credit Svc Incorporated, 652 N Sam Houston Pky E, 77060
  • Sbs Credit Services, 8011 Rock Rose St, 77051

Debt Collectors – Houston (TX)

  • A.C.C.I., 8700 Commerce Park Dr Ste 130, 77036-7430
  • Accord Credit Company, 13111 Westheimer Rd Ste 310, 77077-5546
  • Accounts Receivable Consultants Inc., 507 N Sam Houston Pkwy E Ste 110, 77060-4021
  • Alexander-Rose Associates, Inc., 7141 Office City Dr., Suite 222, 77087-2745
  • Allied Data Corporation, 13111 Westheimer Rd Ste 400, 77077-5547
  • Allied Interstate, Inc., 14550 Torrey Chase Blvd Ste 550, 77014-1039
  • American Creditors Assistance, 11222 Richmond Ave Ste 160, 77082-2709
  • AR Strat, 9800 Centre Pkwy Ste 1100, 77036-8263
  • AvanteUSA, LTD, 2950 S Gessner Rd Ste 265, 77063-3751
  • Cashflow Specialists, Inc., 4820 Old Spanish Trl, 77021-1721
  • Certified Recovery Systems, L.L.P., 6161 Savoy Dr Ste 600, 77036-3339
  • Christus Health/TLRA, 2600 North Loop W # 200, 77092-8917
  • Cisco, Inc., 1702 Townhurst Dr. , 77043-2811
  • Collection Express Services, Inc., 1880 S Dairy Ashford St Ste 180, 77077-4760
  • Collections Unlimited of Texas Inc., 2000 Dairy Ashford Ste 680, 77077
  • Concentric Receivables Management Ltd, 1220 Blalock Rd Ste 310, 77055-6456
  • Consumerlink Acquisition Inc., 4801 Woodway Dr, 77056-1884
  • Corpra Care, Inc., 1011 Hwy 6 South, Suite 307, 77077
  • Edward T. Burke & Associates, P.C., 11222 Richmond Ave Ste 160, 77082-2709
  • ER Solutions, Inc., 3120 Hayes Rd Ste 200, 77082-2622
  • FMA Alliance Ltd., 11811 North Fwy Ste 900, 77060-3292
  • Frost-Arnett Company, 10700 Richmond Ave Ste 256, 77042-4997
  • G C Services Limited Partnership, 6330 Gulfton St Ste 303, 77081-1108
  • G C Services Limited Partnership HHCC & Central Legal, 9800 Northwest Fwy Ste 401, 77092-8833
  • GBI Services, 10565 Katy Frwy., #350, 77024
  • Greenberg, Grant & Richards, Inc., 5858 Westheimer, 5th Floor, 77057
  • Guardian, The Child Support People, 14181 Northwest Fwy, 77040-5013
  • Healthcare Collection Partners, 10370 Richmond Ave Ste 1125, 77042
  • Houston Funding II, Ltd, 2620 Fountain View Dr Ste 305, 77057-7627
  • Independent Service Company, 5322 W Bellfort St Ste 207, 77035-3038
  • Insurex, Inc., 1880 S Dairy Ashford St Ste 125, 77077-4759
  • James A. West, P.C., 11111 Harwin Dr, 77072-1612
  • LTD Financial Services, 7322 Southwest Fwy Ste 1600, 77074-2000
  • Maximum Recovery Solutions, Inc. (MRSI), 10101 Harwin Drive, Ste 260, 77036
  • Morgenthal, Meyers & Sterns Inc, 16300 Katy Fwy Ste 200, 77094-1613
  • Network Collection Services, 9894 Bissonnet St Ste 650, 77036-8286
  • Pentagroup Financial, LLC, 5959 Corporate Drive, Suite 1400, 77036
  • PFS Group, 7670 Woodway Dr Ste 250, 77063-1519
  • Premium Asset Recovery Corp., 7322 Southwest Fwy #1100, 77074
  • PRO Consulting Services, Inc., 500 Lovett Blvd Ste 250, 77006-4076
  • Regent & Associates, L.L.P., 2650 Fountain View Dr Ste 318, 77057
  • Select Billing and Collections Services, Inc., 6300 Rothway St Ste 100, 77040-5087
  • Sky Recovery Services, Ltd., 12000 Westheimer, #233, 77077
  • Southwest Credit Card Services, Ltd, 2950 S Gessner Rd Ste 265, 77063-3751
  • Specialized Collection Systems, Inc., 7023 La Entrada Dr, 77083-2348
  • Summit Recovery Specialists, 8303 Southwest Fwy Ste 425, 77074-1639
  • Syncom, 5450 NW Central Dr Ste 1000, 77092-2024
  • Synergy Business Services, Inc., 2537 S Gessner Rd Ste 228, 77063-2027
  • TeleCheck Services, Inc., 5251 Westheimer Rd, 77056-5412
  • The Department of Mediation and Resolutions, 8449 W Bellfort St Ste 315, 77071-2249
  • The Processing Center, 701 N Post Oak Rd Ste 207, 77024-3869
  • United Recovery Systems, LP, 5800 N Course Dr, 77072-1613
  • Universal Fidelity LP, 1445 Langham Creek Dr, 77084
  • Ventus Capital Services, L.P., 9700 Bissonnet, Ste 2000, 77036-8016
  • Williams, Cohen & Gray, Inc., 8300 Bissonnet St, Ste 640, 77074-3916